pb-upgrade-payback-plus
introduction

EARN POINTS AT BANKING PARTNERS

Earn PAYBACK points on every payment

Earn Upto 2°P per Rs. 100

Earn Upto 2°P per Rs. 100

Earn Upto 6°P per Rs. 100

Earn Upto 1°P per Rs. 100

Earn 2°P per Rs. 100

Earn up to 20x°P

EARN POINTS AT IN-STORES PARTNERS

Visit your favorite store and earn PAYBACK points!

Earn Upto 4°P per Rs. 100

Earn Upto 6°P per Rs. 100

Earn Upto 2°P per Rs. 100

Earn 8°P per Rs.100 spent

EARN POINTS AT ONLINE PARTNERS

Earn PAYBACK Points every time you shop online

Earn upto 3°P per Rs. 100

Earn Upto 2°P per Rs. 100

Earn Upto 1°P per Rs. 100

Earn 4°P per Rs. 100

EARN & REDEEM POINTS FOR E-VOUCHERS

Earn PAYBACK Points on 100+ brand vouchers

Earn 3°P per Rs. 100

Earn 3°P per Rs. 100

Earn 3°P Per Rs. 100

Earn 3°P Per Rs. 100

Earn 3°P Per Order

Earn 3°P Per Order

Earn 3°P Per Rs. 100

Earn 3°P Per Rs. 100

Earn 3°P Per Rs. 100

Earn 3°P per Rs. 100

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 200

Earn 3°P per Rs. 100

Earn 3°P per Rs. 100

Earn 3°P per Rs. 100

Earn 3°P per Rs. 100

Earn 3°P per Rs. 100

Earn 3°P per Rs. 100

EARN POINTS On online shopping at leading websites

Earn 1 Point per Rs. 100

Earn upto 5 Points per Rs. 100

Earn Upto 4 points per Rs. 100

Earn 4 Points per Rs. 100

Earn 2 Points per Rs.100

Earn 8 Points per Rs.100

Earn 6 points per Rs.100

Earn 150 Points per order

Earn 250 Points per order

Earn 3 Points per Rs.100

Earn 12 Points per Rs.100

Earn 6 Points per Rs. 100

Earn 7 Points per Rs. 100

Earn 10 Points per Rs. 100

Earn 750 Points per Transaction

Earn 6 Points per Rs.100

Earn 7 Points per Rs.100

Earn 6 points per Rs.100

Earn 50 Points per Order

Earn 3 Points per Rs.100

Earn 3 Points per Rs.100

Earn 15 Points per txn

Earn 20 Points per order

Earn 2 Points/Rs.100

Earn 5 Points per order

Earn 1 Point per Rs.100

Earn 8 Points per Rs.100

Earn 8 Points per Rs.100

Earn 3 Points per Rs.100

Earn 2 Points per Rs.100

Earn 4 Points per Rs.100

Earn 1 Point per Rs.100

Earn 10 Points per Rs.100

Earn 100 Points per txn

Earn 2 Points per Rs.100

Earn 7 Points per Rs.100

Earn 2 Points per Rs.100

Earn 20 Points per order

Earn 4 points per Rs.100

  • PAYBACK Chalao & Save Big with India’s Largest Rewards Program!

    PAYBACK, India’s largest multi-brand loyalty program, is a unique coalition loyalty program, designed to engage with members and provide them with an experiential journey while shopping online and reward them for their purchases with points which can further be used for discounted shopping later. It assures an accelerated rate of earning with ONE Loyalty customer number (LCN) and/or your Mobile Number across multiple brand partners.

    It offers its 100+ Million members a multitude of benefits over traditional, stand-alone customer loyalty schemes. The power of PAYBACK comes from pooling loyalty benefits from varied attractive partners - using one single loyalty number or mobile number, members earn loyalty points when they shop at a wide range of merchants and brands - offline & online and redeem them for attractive rewards.

    PAYBACK covers over 80% of popular consumer spend areas with its partners being market leaders across consumer segments ranging from retail, fuel, financial services, Payment Cards, entertainment, hospitality, travel, and more. It has over 100 partners including affiliate brands (Flipkart, Amazon, Myntra, et al) participating in the PAYBACK Network across categories in-store as well as online namely American Express, ICICI Bank, HP Petrol Pump, BookMyShow, Mobikwik, Cleartrip, Thomas Cook India and many more. With such a varied portfolio of partners, the program is accepted at over 12,000 Point of Sale or PoS available in 100+ cities.

    A coalition of strong partners united on the common PAYBACK Platform allows access to multiple redemption opportunities.

     

    More than Discounted Prices with PAYBACK

    Accelerated adoption amidst pandemic has led to a surge in online shopping as consumers across age-groups and cities/towns embrace the digital way of living. E-commerce getting a new filip, enjoyed by millennials and new online shoppers, always looking out for meaningful shopping discounts or deals cum promo codes and online offers that lighten the wallet. And, when it comes to online shopping, it’s all about Amazon sale, Flipkart, Myntra online shopping, AJIO et al and for feeding those hunger pangs, log-in to household names - Swiggy or Zomato.

    With leading online marketplaces such as Amazon, Flipkart, Myntra, Swiggy, Ajio, Booking.com, and many more as PAYBACK partners, you get access to the best shopping deals, online coupons, and exciting online offers all year round. PAYBACK loyalty makes online shopping much more rewarding and experiential for members as they earn plentiful points on their purchases and the accumulated PAYBACK points thereafter be redeemed for additional discounts or up to free shopping on the next shopping at brand partners within the network. 

    All you must do is just click out via the PAYBACK app or portal to your favourite online shopping marketplace and get reward points on all shopping bills. With the PAYBACK App, you accelerate your points earning with 2X points on all the shopping. In addition to savings on your shopping, you can also choose to redeem points for vouchers or products from leading brands.

    Shopping online has made the world easier and with PAYBACK - India’s Largest Rewards Program, everything on your list becomes rewarding! Download our App here

    To view all our online partners, please click here

    Other than popular marketplaces, the PAYBACK program has major online brands in its network – Bookmyshow.com, a leading movie & entertainment booking platform is all packed up with unlimited options from movies to plays or stand-up comedy, adventure sports, hobby workshops, and the latest addition is online gaming. After movies & entertainment, comes one of the most popular digital payments platform – Mobikwik, for all your seamless digital transactions. Naaptol.com doesn’t need any introduction, a pioneer in online shopping along with its teleshopping show. PAYBACK’s online travel partners such as Cleartrip, Thomas Cook India & Goomo offer special discounts, over & above PAYBACK points redemption for air-tickets, hotel booking, and holiday packages.

    PAYBACK partner network also boasts of the leading banking services partners such as American Express, ICICI Bank Debit & Credit cards, IndusInd Bank, and StashFin, the digital platform that provides credit to salaried people.

    PAYBACK membership facilitates the acceleration of the loyalty points earning. Shopping with PAYBACK brand partners and transactions via ICICI debit or credit cards gives members the benefit of a double or triple dip for accelerated points earning on every shopping. So, when you shop for grocery on Swiggy or online shopping at Flipkart, Amazon or any online brand partner via PAYBACK APP or portal and pay the final bill with ICICI credit or debit card, you will be earning a double-dip – reward points from both PAYBACK partner brands and payment from ICICI Bank. Hence, on a single shopping with PAYBACK partner brand and ICICI Bank get to earn a double-dip and accelerated points earnings.

     

    More Opportunities To Earn And Redeem Via Voucher World & Rewards Catalogue

    At the PAYBACK program, the best way to redeem your earned reward points is via Voucher World & Rewards Catalogue platforms. PAYBACK’s in-house Voucher platform offers members to purchase Instant Gift vouchers from 100+ leading brands like Amazon, BookMyShow, Myntra, Shoppers Stop, Ola, and more. The platform offers the best of discounts with offers as much as up to 50% off on various voucher denominations. Additionally, in case of insufficient points, members can also buy vouchers with part points and balance via other payment modes. What’s more, members earn points on all cash transactions. The Instant Vouchers range across categories like apparel, electronics, food & beverage, health & wellness, e-commerce, groceries, and more.

    The distinctiveness of gift vouchers or gift cards lets you redeem them even during existing discounts and deals. Also, you can use multiple gift vouchers or gift cards in a single bill.

    The other redemption play is the in-house Rewards Catalogue, where members with their earned PAYBACK points buy from the widest array of the product range. PAYBACK Rewards Catalogue is a platform to reward all the shopping with PAYBACK through the widest array of reward options. With those PAYBACK Points earned and accumulated from all the transactions can be redeemed to shop for rewards of their choice from the Reward Catalogue. PAYBACK loyalty points can be redeemed for lots of exciting things starting with the widest choice of reward options on the Rewards Catalogue available on the website PAYBACK.in and mobile app.

    With over 1100 products range, PAYBACK Catalogue is populated with more options than any other brand reward catalogue. The enhanced product catalogue allows customers to redeem points for products across various categories like electronics, gift cards, kitchen, home appliances, miles, bikes, cars, computers & accessories, Mobiles & Tablets, Jewellery, Health Care and Beauty to Kitchenware there is a perfect option for everyone. Rewards fulfillment serviceability covers nearly all available PIN codes in India.

     

    Mobile & Entertainment Recharges with PAYBACK

    As consumers happily embrace digital life, using digital payment mode is not just restricted to online shopping but also for mobile and entertainment online recharge. With new work from home life, digital consumption has seen a continuous surge in the form of mobile content and cable TV content for entertainment.

    Keeping with the rapidly evolving needs and consumer behaviour, PAYBACK had launched its recharge platform - Recharge World for members for hassle-free and rewarding mobile and DTH online recharge using PAYBACK loyalty points or cash, making it available for all popular platforms such as Airtel online recharge or JIO recharge offers & deals with Dish TV, Videocon d2h and TATA Sky.

    Moreover, along with the ease of doing digital payment through PAYBACK partner brands, being a PAYBACK member, similar to shopping through PAYBACK portal or App, when you do your online mobile & entertainment recharge, you will be rewarded with additional PAYBACK reward points that can be redeemed later on your next discounted shopping from within PAYBACK partners.  

     

    Enjoy Personalised Coupons @ PAYBACK

    As consumers restrict discretionary spending and the new consumer behavior evolved focuses upon boosting saving, PAYBACK India has launched ‘Couponing Platform’ – a personalized offers & discount coupons engine for members.

    The new Couponing Platform will provide PAYBACK members personalized offer coupons having the best partner offers basis member’s shopping preference or behaviour and thereby earn them the higher value of rewards in the form of points earning acceleration and bonus points. Coupon center available on PB App & portal will provide additional benefits like One-click activation & real-time credit of rewards plus Bonus Points on top of existing offers. The Coupon Platform will provide attractive coupons from across PAYBACK partners including affiliates, VoucherWorld, and even redemptions.

    For example, say in the past year you’ve been an avid online shopper, along with binge movie watching and regularly travels for leisure or work. so, based on your past spending behaviour, the PAYBACK couponing platform armed with data analytics, will regularly share coupons of online/offline stores like Myntra, Flipkart or BookMyShow for movies and Thomas Cook or Cleartrip coupons for travel needs, whenever you open the PAYBACK App or portal.

    Along with earning & redeeming loyalty points for your discounted shopping, PAYBACK also serves as the best platform for online price comparison and earning accelerated points on online shopping - available on the PAYBACK web portal and app enabling members to compare prices of the products of their choice across leading online stores and buy them at the best price while earning PAYBACK points for them.

    For all the loyal PAYBACK members, we have a special membership as gratitude for sticking with us, the PAYBACK Plus membership - a first-ever unique value proposition rewarding loyalty. With this, members get the opportunity to upgrade to a more rewarding customer experience with a host of core benefits and complimentary services. The members can upgrade to PAYBACK Plus for a nominal fee to be paid by reward points for best or else with money. It provides benefits like 3000 assured bonus points annually, an option to pool points from friends and family members, earn 10% points back on the Reward Catalogue at the website and even claim back missed points within 30 days.

     

    PAYBACK Digital

    Online shopping has been the buzzword in the last few years and every second person today is hooked to eCommerce sites or online grocery or food delivery portals to either browse and compare prices or purchase directly for lack of time and convenience. PAYBACK in its efforts to providing a seamless shopping experience to consumers and brands has been focusing on digitizing its whole business. 

    PAYBACK launched a new mobile App in 2018 with best-in-class features. Having launched the PAYBACK APP earlier in English, we plan to get more vernacular in its reach and will launch in Hindi soon. After about four-and-a-half million downloads, PAYBACK also launched a new version of its portal. For consumer experience, new features on the app will come with customers sharing their locations and the APP will avail real-time and immediate offers.

     

    PAYBACK Awarded

    Been in the Indian market for a decade, PAYBACK India has a GMV of more than ₹1-lakh crore and loved by tens of millions of members has made PAYBACK India a recipient of numerous customer loyalty awards including ‘Best Use of Partnership in a Loyalty Program & Best Big Data Analytics Team of the Year’ – Customer Fest in 2019; ‘Best Card-Based Loyalty Program, Best Use of Partnership in a Loyalty Program & Best Big Data Analytics Team of the Year’ – Customer Fest in 2018 and North India Best Employer Award 2018.

     

    Save more than just money with Points

    Other than e-vouchers or gift cards, PAYBACK members can make meaningful use of their loyalty points in the form of a voluntary donation to charity to organisations in the PAYBACK network.

    Amidst the global health pandemic – Covid-19 crisis, PAYBACK India, launched a campaign – Save more than just money with Points under #PAYBACKToSociety drive for its over 100 million members to make their fight against Coronavirus more meaningful by helping lives. Under this initiative, PAYBACK is encouraging members to make use of accumulated PAYBACK loyalty points by voluntarily donating as much as they can to save lives and help families or individuals in financial stress or need personal protective equipment like face masks, gloves, sanitizers et al to fight coronavirus.

    For this initiative, PAYBACK India has partnered with TATA Trust and World Vision, where members can voluntarily donate a minimum of 1000 points to up to 20,000 points, which will be used to provide personal protective equipment, ration for families, food supplements, or any essential items for needy individuals and families.

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