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ICICI BANK Credit Card Offers & Rewards

ICICI BANK CREDIT CARD

Earn upto 6 0P

ABOUT ICICI BANK CREDIT CARD

Earn points on every swipe with ICICI Bank PAYBACK Credit Card. Want to earn extra? Swipe or quote your linked ICICI Bank Credit Card at PAYBACK Partners and earn points from both ICICI Bank Rewards and the respective partner. This is truly a rewarding experience! Get to enjoy benefits on shopping, dining, lounge access, travel, thereby securing all your transactions with ease and convenience.

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EXPLORE THE BENEFITS OF HAVING PAYBACK POINTS

Shop as you normally do

Quote your Mobile No./Card No. before billing if PAYBACK Partner

Swipe your ICICI Bank Credit Card for purchase

Complete transaction & earn PAYBACK Points from both Partners

Redeem points on PAYBACK Rewards Catalogue

Redeem points on PAYBACK VoucherWorld

Redeem points at any PAYBACK Partner(s)

Enjoy your rewards

FAQs

How can I accelerate my earnings?

Use your Linked ICICI Bank Credit Card at any of the PAYBACK Partners to earn points from both ICICI Bank Rewards and that partner. 

  1. Earn PAYBACK
  2. Get exclusive Card offers
  3. Points can be earned and redeemed using PAYBACK Card or by quoting registered Mobile Number

To avail exclusive PAYBACK Offers, keep your profile updated!

PAYBACK PARTNERS

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  • The emergence of credit cards as a preferred mode of payment has altered the way one shops and makes payments. The features and benefits provided by credit cards have been the mainstay of its rising popularity. With assistance from these payment cards, one can spend now and pay for it later as per his/her convenience. This facility has enabled individuals to manage their financial requirements with ease without worrying about the cash in hand.

    The benefits of credit cards further extend to reward points. With every transaction, users earn points that they can accumulate over multiple purchases and redeem on their future transactions. This feature is further extended by ICICI Bank’s affiliation with PAYBACK – an exciting loyalty reward programme to enhance the customer experience.

    ICICI credit card offers additional benefits when you make a purchase via PAYBACK’s partner outlets. Such transactions multiply the benefits availed as users receive reward points from the bank as well as PAYBACK.

     

    Features and Benefits ICICI Credit Cards Offer:

    The ICICI Bank credit card offers a host of customer-friendly features and benefits that allow them to save big on their shopping. Here are is a list of prominent benefits that one can avail via these payment cards –

    -  Attractive reward points

    One of the most prominent benefits of using a credit card from ICICI is an opportunity to earn ICICI reward points. The bank offers attractive reward points on every transaction that you make using these payment cards.

    Exclusive reward point programmes curated alongside other brands help ICICI credit card users find better deals and accumulate additional reward points.

    One such example is the affiliation between PAYBACK and ICICI Bank. With the help of PAYBACK’s loyalty programme, both online and offline, customers can now gain access to better discounts and deals when they use their payment card to shop from any partner outlet of PAYBACK.

    -  Regular tracking of expenses

    With monthly statements and mobile application access, ICICI Bank customers can keep track of their expenses. They can view the summary of their transactions at regular intervals and manage their expenses accordingly.

    -  Access to exclusive offers

    Another notable benefit of using the payment card is the availability of exclusive credit card deals. ICICI credit card offers access to exclusive deals that can help users save more on their transactions. For instance, you can avail additional discount on every purchase that you make during Amazon’s Great Indian Festival.

    -  Avail a personal loan

    ICICI credit card users can also avail a personal loan against their payment card. This facility helps customers fulfill any financial requirement as and when it arises.

    They can avail up to Rs.10 lakh at a competitive rate of interest, and repay over a flexible tenure of up to 60 months. A minimal documentation process makes access to such credit convenient, and one can avail the funds within 24 hours.

    -  Improved security and protection

    ICICI credit cards come integrated with modern security features, which protect them from fraud and unauthorized use. Also, these payment cards provide a comprehensive card protection plan that covers card users against any theft, loss, or unauthorized use of their payment cards. In case of any such events, you can quickly call the helpline number and request to block your card.

    Apart from that, ICICI credit card offers you emergency financial assistance during your trip as well.

    -  Opportunity for credit score improvement

    The credit score, a 3-digit number, is a numerical representation of your credit profile. If you hold a low credit score, it reduces your chances of securing a credit quickly. Therefore, it is imperative to keep track of your credit score and maintain it religiously.

    ICICI credit card offers you a chance to manage your credit score and improve it with responsible use. If you use your credit card and pay the monthly bills in time and regularly, it leaves a positive impact on your score, thus improving it subsequently.

     

    Types of Credit Cards Offered by ICICI Bank:

    ICICI Bank is one of the leading financial institutions in India. They offer a wide range of credit cards with customised features to help meet your financial requirements while providing you with a host of attractive benefits. Here are some of the popular ones –

    1.  ICICI Bank Platinum Chip Credit Card

    Platinum Chip Credit Card is one of the most popular credit cards offered by ICICI Bank. It requires no joining fees while doing away with the need to pay annual fees as well. You can use it to avail benefits like surcharge waiver on fuel purchase, additional discounts on restaurant bills, and other ICICI credit card offers provided from time to time.

    Also, the association of ICICI Bank and PAYBACK helps consumers earn PAYBACK points on every transaction they make via the latter’s partner outlets.

    2.  ICICI Bank Instant Platinum Credit Card

    Similar to the previous one, this credit card does not incur any annual or joining fees. Noticeably, this payment card requires no income documents and is an excellent option if users are planning to build their credit history.

    Also, this particular ICICI credit card offers ‘Global Emergency Assistance’. It allows you to get a replacement and other assistance during card loss, theft, or unauthorised usage, anywhere across the globe.

    3.  Amazon Pay ICICI Bank Credit Card

    ICICI Bank has recently introduced a co-branded credit card along with Amazon. The customised payment card allows Amazon Prime customers to avail 5% discounts with each purchase they make. Also, it has no joining or annual fees and provides additional benefits when you shop from Amazon.

    4.  ICICI Bank HPCL Coral Credit Card

    As the name suggests, this credit card offers specific benefits to those looking to check their regular fuel expenses. The card offers tailored benefits like fuel surcharge waiver, cash backs, and reward points that customers can use to manage their monthly fuel expenses.

    Additionally, with every transaction, customers earn 2 PAYBACK points, which they can redeem later. This particular credit card requires a minimum joining fee payment of Rs.199.

    5.  ICICI Bank Coral Credit Card

    It is one of the popular credit cards offered by ICICI Bank. The feature list of this particular payment card is long and includes benefits on restaurant bills, travel bookings, movie ticket booking, access to airport lounges, etc. The joining fee for availing this card is a mere Rs.1,000. Users also need to pay an annual charge of Rs.500 to continue enjoying its accompanying benefits. Users can opt to waive off this yearly fee with a total ICICI credit card bill payment of Rs.1.5 lakh or above.

    6.  InterMiles ICICI Bank Coral Credit Card

    Specially curated for frequent travellers with flights as their preferred mode of transportation, the card offers customised benefits like no other variant. Along with special offers on flight ticket bookings like airport lounge access, it also provides additional benefits on paying for restaurant bills, movie tickets, etc.

    Availing this card, customers receive 2,500 InterMiles as their joining gift. It requires a joining fee of Rs.1,250 for approval and attracts an annual charge of Rs.1,250 from the second year onwards.

    7.  ICICI Manchester United Platinum Credit Card

    ICICI Bank introduced this credit card in partnership with the England-based football club Manchester United. It offers extensive benefits associated with the club to make purchases exciting for football enthusiasts.

    Individuals can win various merchandise of the club if they spend via this card. Alongside, it also provides discounts on restaurant bills, complimentary access to airport lounges, and surcharge waiver on fuel purchase.

    However, probably the most attractive benefit of this card is the match ticket of Manchester United. The top spender of this card stands a chance to win this ticket as a gift.

    Apart from these, ICICI Bank offers various other credit cards as well, each of them with a set of exclusive benefits.

    Moreover, the process to apply online for an ICICI credit card is a hassle-free and easy process. One can duly fill-up the application form, and upload the necessary documents to avail a card without any difficulties. Make sure to check if you fulfil the ICICI credit card eligibility requirements before making an application to avoid rejection.

     

    ICICI Credit Card Shopping Benefits

    ICICI Bank credit cards are presented in affiliation with major brands and retail outlets, which allow users to avail better shopping benefits. Here is a list of exclusive deals on ICICI credit card that can help save more –

    a.  Additional discounts on shopping with Amazon

    In this festive season, ICICI Bank has joined hands with e-commerce giant Amazon to bring exclusive ICICI credit card offers to its customers. Users can avail an additional discount of up to 10% on any product that they purchase from Amazon using their ICICI Bank credit cards. Amazon offers this benefit to ICICI Bank cardholders only.

    b.  Cashback on Swiggy orders

    ICICI cashbacks available on Swiggy allow you to save more on every order. Once you use your ICICI Bank credit card to pay for any order, you earn attractive cashbacks on those orders.

    c.  Exclusive offers on Myntra

    Your online shopping quest is further encouraged with the exclusive offers that you can avail on Myntra. Select ICICI credit card as your payment option when checking out and making payment to benefit from such offers.

    d.  Additional savings on ticket bookings

    When you book a flight ticket via an online portal like Cleartrip, you can earn reward points and additional discounts. Various offers and deals are available throughout the year on travel bookings. Credit cardholders of ICICI Bank can make the most of these offerings using their payment card to pay for the booking.

    e.  Save more on your regular fuel purchases

    HPCL is a renowned brand in this country in a long-term partnership with ICICI Bank. HPCL thus rewards the loyalty of ICICI cardholders with attractive offers for more savings.

    If you purchase fuel from any HPCL outlet paying for it with your ICICI Bank credit card, you can receive the exclusive benefits that the company brings for ICICI customers. Additionally, if you use a credit card that offers accelerated reward points on fuel purchase, it only multiplies your savings.

    f.  Additional savings on your offline shopping

    ICICI credit card offers benefits customised for offline shopping as well. For instance, if you are buying clothes and accessories in person from partner outlets you can earn an additional discount on your total bill amount. 

    g.  More savings on your daily grocery shopping

    With ICICI-Grofers partnership, you can now make substantial savings on your regular grocery shopping. ICICI Bank credit card offers a flat 6% discount on every transaction made with Grofers.

    Partnered with PAYBACK, ICICI Bank brings opportunities for ICICI credit cardholders to multiply their savings on purchases made with any of the network outlets, both online and offline.

     

    PAYBACK – Top Features You Must Know

    Enhance the benefits from your ICICI credit card offers further with assistance from reward programmes platform PAYBACK. We have an affiliation with major brands and retail outlets, which allows you to earn reward points on every transaction. Here are some notable features of PAYBACK –

    -  Signing up for PAYBACK membership is hassle-free, and you can do so via your mobile number. Also, PAYBACK membership does not incur any charges and remains free of cost for a lifetime.

    -  Also, the PAYBACK plus membership helps you to earn more on your transactions and subsequently enhances your savings.

    -  The coupons provided by PAYBACK help in accumulating more reward points in a short duration depending on the coupon validity.

    -  Additionally, if you shop via the PAYBACK app, you can earn 2X reward points on every transaction.

    -  PAYBACK members can redeem the points accumulated with their preferred future transactions at partnered outlets. Apart from that, you can accumulate sufficient points to avail e-vouchers from your preferred brands and shop for free.

     

    Earn Additional Reward Points via ICICI Bank’s Credit Card

    If you are planning to avail additional reward points using your ICICI credit card, opt to transact via your PAYBACK account. Select credit cards also provide accelerated PAYBACK points on every transaction made at the latter’s partner stores. The PAYBACK rewards catalogue section helps customers to find the products they are looking for without any hassle.

    ICICI credit card offers a host of benefits to its customers in affiliation with PAYBACK. The process to do so is simple. Once you finish shopping, use your mobile number or PAYBACK membership number during billing, and then make payment with your ICICI credit card. Once this process is complete, the reward points earned from the partners are credited to your account.

    Credit card is one of the most sought-after payment methods available currently and helps you to manage your financial requirements without worrying about cash.

    Additionally, you can keep track of your expenses and manage them accordingly via this payment card. ICICI is one of the renowned financial institutions of this country and offers a wide range of such payment cards with various benefits.

    The bank’s association with PAYBACK only further helps credit card users to access improved benefits through various offers, discounts, and reward points. Accumulate these reward points with your preferred purchases, and redeem them later for future purchases or avail e-vouchers to shop for free.

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